Worker Dashboard
Your Protection Overview
AI-powered coverage status and disruption risk for today's shift.
🌧
Environmental
Conditions
Conditions
📊
Risk Score
Computed
Computed
🤖
AI Decision
Explanation
Explanation
💸
Payout
Decision
Decision
RK
Ravi Kumar
Current Plan
Weekly Shield
₹49 / week · Auto-renew
✓ Premium Tier
Coverage Cap
₹2,500
Max payout per event
Per Event
Worker Status
Active
Online · Shift active
⚡ On Shift
Days Covered
47
Total protected work days
Since Jan 2025
Live Disruption Risk — Today
🌧 Rainfall
—
mm/hr
—
💨 AQI
—
µg/m³
—
🌬 Wind
—
km/h
—
Primary hazard: —
Confidence: —
Payout Status
✓
Payout Triggered
—
Gross Payout
—
— Platform Fee (10%)
—
— Risk Loading
—
— Freq. Adjustment
—
Final Transfer
—
📈 AI Trend Analysis
→
Stable
Velocity: —
· R²: —
Last 10 risk score observations
🔬 Anomaly Detection
✅
No Anomaly
NONE
Z-score max: 0.00
All sensor readings within normal range.
🤖 AI Predicted Risk
—
Predicted Score (next ~15 min)
— Level
Current score:
—
Awaiting data…
⚡ AI Engine
Decision Intelligence
DECISION EXPLANATION
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RISK CATEGORY REASON
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📊 Actuarial Model
Actuarial model estimates expected losses and adjusts premiums dynamically based on live risk scores.
Expected Loss
P(event) × Coverage Cap — average payout per policy period.
—
P(event) × coverage cap
Event Probability
Probability that current conditions trigger a payout event.
—
at current risk state
Dynamic Premium
—
risk-adjusted rate
Claims Reserve
—
solvency buffer per policy
Loss Ratio: —
🛡 Fraud Intelligence
0.00
Fraud Score (0.0 – 1.0)
● SAFE
Auto-approve: Yes
· Flags triggered: 0
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Plan Details — Weekly Shield
Plan TypeParametric Weather
Insurance
Premium₹49 / week
Coverage Cap₹2,500 per
event
Trigger: Rainfall≥ 50
mm/hr
Trigger: AQI≥ 250
µg/m³
Trigger: Wind≥ 45 km/h
Claim ProcessFully
Automatic
Valid UntilMar 16, 2026
Live Activity Log
—
Connecting to AI engine…