🌧
Environmental
Conditions
📊
Risk Score
Computed
🤖
AI Decision
Explanation
💸
Payout
Decision
Connecting to live AI engine…
RK
Ravi Kumar
Swiggy Delivery Partner Delhi NCR Zone ID #SWG-09124
✓ Active
Current Plan
Weekly Shield
₹49 / week · Auto-renew
✓ Premium Tier
Coverage Cap
₹2,500
Max payout per event
Per Event
Worker Status
Active
Online · Shift active
⚡ On Shift
Days Covered
47
Total protected work days
Since Jan 2025
Live Disruption Risk — Today
🌧 Rainfall
mm/hr
💨 AQI
µg/m³
🌬 Wind
km/h
Disruption Risk Score
LowMediumHighCritical
Primary hazard: Confidence:
Payout Status
Payout Triggered
Gross Payout
— Platform Fee (10%)
— Risk Loading
— Freq. Adjustment
Final Transfer
View Full Payout Details →
📈 AI Trend Analysis
Stable
Velocity:  ·  R²:
Last 10 risk score observations
🔬 Anomaly Detection
No Anomaly
NONE
Z-score max: 0.00
All sensor readings within normal range.
🤖 AI Predicted Risk
Predicted Score (next ~15 min)
— Level
Current score:
Awaiting data…
⚡ AI Engine

Decision Intelligence

DECISION EXPLANATION
Loading AI reasoning…
RISK CATEGORY REASON
Loading risk categorisation…
📊 Actuarial Model ?Actuarial model estimates expected losses and adjusts premiums dynamically based on live risk scores.
Expected Loss ?P(event) × Coverage Cap — average payout per policy period.
P(event) × coverage cap
Event Probability ?Probability that current conditions trigger a payout event.
at current risk state
Dynamic Premium
risk-adjusted rate
Claims Reserve
solvency buffer per policy
Loss Ratio:
🛡 Fraud Intelligence
0.00
Fraud Score (0.0 – 1.0)
● SAFE
Auto-approve: Yes  ·  Flags triggered: 0
Loading fraud analysis…
Plan Details — Weekly Shield
Plan TypeParametric Weather Insurance
Premium₹49 / week
Coverage Cap₹2,500 per event
Trigger: Rainfall≥ 50 mm/hr
Trigger: AQI≥ 250 µg/m³
Trigger: Wind≥ 45 km/h
Claim ProcessFully Automatic
Valid UntilMar 16, 2026
Live Activity Log
Connecting to AI engine…