Payout Simulation
Automatic Payout Processing
AI-powered parametric payout · Risk-adjusted financial model · Delhi NCR Zone
Auto-Triggered Payout
₹0
Final payout after all deductions
✓ Automatic payout triggered due to environmental disruption
Worker Coverage Plan
RK
Ravi Kumar
Swiggy · Delhi NCR · ID #SWG-09124
Plan Name
Weekly Shield
Coverage Cap
₹2,500
Payout Tier
—
Tier Percentage
—
Risk Score
—
Risk Level
—
Delivery
UPI · rkumar**91@upi
Financial Breakdown
Coverage Cap
—
× Tier Multiplier
—
= Gross Payout
—
— Platform Fee (10%)
—
— Risk Loading (—)
—
× Claim Freq. Adj.
—
✓ Final Transfer
—
📊 Actuarial Intelligence
Event Probability
—
P(disruption | risk score)
Expected Loss
—
P(event) × coverage cap
Dynamic Premium
—
base × (1 + risk_score)
Pure Premium
—
actuarially fair rate
Premium adequacy: —
· Loss ratio: —
🛡 Fraud Intelligence
0.00
Fraud Score (0.0 – 1.0)
● SAFE
Auto-approve: Yes
· Rules triggered: 0
All checks passed.
⚡ AI Engine
Payout Decision Explanation
Loading AI payout reasoning…
Exclusion Status
✓ No exclusions apply
Payout Processing Steps
✓
Conditions Detected
IMD + CPCB data confirmed environmental disruption.
—
✓
AI Risk Score Calculated
Weighted model computed risk score.
—
3
Threshold Check
Checking if payout threshold is met.
—
4
Financial Calculation
Computing gross, fee, risk loading, and final payout.
—
5
Fraud Check
Running 7-rule fraud detection engine.
—
6
UPI Transfer
rkumar**91@upi · Estimated 2 hours.
~+2 hrs
Interactive Payout Simulator
Adjust risk score and coverage to see how the full actuarial payout model calculates in real time.
Risk Score:
72
Coverage (₹):
2,500
Claims this week:
1
Simulated Final Payout
₹0
—
✓ Eligible